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May’s Q and A with SSA

May 22, 2015, 12:15 p.m.
Your Social Security Benefit

May’s Q and A with SSA

QUESTIONS AND ANSWERS

Question:

What is the maximum Social Security retirement benefit?

Answer:

The maximum benefit depends on the age you retire. For example, if you retire at full retirement age in 2015, your maximum monthly benefit would be $2,663. However, if you retire at age 62 in 2015, your maximum monthly benefit would be only $2,025. If you retire at age 70 in 2015, your maximum monthly benefit would be $3,501. To get a better idea of what your benefit might be, visit our online Retirement Estimator at www.socialsecurity.gov/retire/estimator.html.

Question:

My same-sex partner and I recently married. Will we qualify for Social Security benefits?

Answer:

You may be eligible to apply for Social Security benefits. Many factors affect your eligibility for benefits, including how long you worked and your age. Social Security is now processing more claims in which entitlement or eligibility is affected by a same-sex relationship. We encourage you to apply for benefits right away, even if you aren't sure you’re eligible. Applying now will protect you against the loss of any potential benefits. You can apply safely and securely at www.socialsecurity.gov/applyonline. Learn more about Social Security for same-sex couples by visiting www.socialsecurity.gov/same-sexcouples.

Question:

I’m planning my retirement. What is the maximum Social Security benefit I might receive?

Answer:

The maximum benefit depends on the age you retire and how much you earned in your lifetime. For example, if you retire at age 62 in 2015, your maximum benefit will be $2,025. If you retire at full retirement age in 2015, your maximum benefit will be $2,663. If you retire at age 70 in 2015, your maximum benefit will be $3,501. You can estimate your benefits by using our Retirement Estimator at www.socialsecurity.gov/estimator.

Question:

I was hurt on the job and can’t work. How do I start my application for Social Security disability benefits?

Answer:

If you have a disability that qualifies, you can apply online at www.socialsecurity.gov/applyfordisability. There are several advantages to applying online for disability benefits. You can start your disability claim immediately. There is no need to wait for an appointment. You can apply from the convenience of your home or on any computer. And, you avoid trips to a Social Security office, saving you time and money. You can use the online application to apply for benefits if you are age 18 or older, have a medical condition that has prevented you from working or is expected to prevent you from working for at least 12 months or result in death, and reside in the United States or one of its territories or commonwealths. .

Question:

I will rely on Medicare when I retire. Can you explain the different parts of Medicare?

Answer:

The different parts of Medicare cover your specific needs. There are four parts, all of which work in tandem to deliver healthcare services.

• Part A (hospital insurance): Hospital insurance helps pay for inpatient care in a hospital or skilled nursing facility (following a hospital stay), some home health care, and hospice care.

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